Vergas State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $59M | $50M | $34M | $9M | $166K | 1.13% | 7.69% | 4.22% | 0.17% |
| Q4 2025 | $59M | $50M | $34M | $9M | $24K | 1.01% | 6.93% | 3.94% | 0.16% |
| Q3 2025 | $59M | $50M | $31M | $9M | $220K | 1.30% | 8.95% | 3.81% | 0.57% |
| Q2 2025 | $56M | $47M | $29M | $8M | $179K | 1.19% | 8.14% | 3.75% | 0.00% |
| Q1 2025 | $54M | $46M | $28M | $8M | $147K | 1.08% | 7.45% | 3.57% | 0.00% |
| Q4 2024 | $55M | $47M | $26M | $8M | $39K | 0.60% | 4.33% | 3.24% | 0.00% |
| Q3 2024 | $55M | $47M | $26M | $8M | $110K | 0.71% | 5.11% | 3.16% | 0.69% |
| Q2 2024 | $55M | $47M | $23M | $7M | $93K | 0.67% | 4.81% | 3.10% | 0.11% |
| Q1 2024 | $55M | $47M | $21M | $8M | $89K | 0.65% | 4.64% | 3.02% | 0.00% |
| Q4 2023 | $54M | $47M | $20M | $8M | $69K | 0.52% | 3.89% | 2.86% | 0.00% |
| Q3 2023 | $53M | $46M | $19M | $7M | $50K | 0.53% | 3.97% | 2.83% | 0.11% |
| Q2 2023 | $54M | $46M | $19M | $7M | $86K | 0.60% | 4.57% | 2.80% | 0.92% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.