VeraBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.5B | $4.0B | $2.8B | $520M | $18M | 1.57% | 13.72% | 4.21% | 0.87% |
| Q4 2025 | $4.4B | $3.9B | $2.7B | $506M | $19M | 1.50% | 13.88% | 4.15% | 0.84% |
| Q3 2025 | $4.3B | $3.8B | $2.7B | $487M | $13M | 1.43% | 13.36% | 4.13% | 0.85% |
| Q2 2025 | $4.3B | $3.8B | $2.8B | $469M | $18M | 1.55% | 14.71% | 4.07% | 0.60% |
| Q1 2025 | $4.4B | $3.9B | $2.8B | $455M | $15M | 1.42% | 13.70% | 3.98% | 0.34% |
| Q4 2024 | $4.3B | $3.8B | $2.8B | $440M | $19M | 1.42% | 13.74% | 3.89% | 0.44% |
| Q3 2024 | $4.2B | $3.8B | $2.8B | $429M | $14M | 1.30% | 12.55% | 3.78% | 0.30% |
| Q2 2024 | $4.1B | $3.6B | $2.8B | $439M | $14M | 1.31% | 12.52% | 3.74% | 0.29% |
| Q1 2024 | $4.1B | $3.7B | $2.7B | $430M | $12M | 1.22% | 11.71% | 3.71% | 0.34% |
| Q4 2023 | $4.1B | $3.6B | $2.7B | $420M | $14M | 1.34% | 14.26% | 3.69% | 0.44% |
| Q3 2023 | $4.0B | $3.6B | $2.6B | $401M | $12M | 1.35% | 14.68% | 3.65% | 0.32% |
| Q2 2023 | $4.5B | $3.5B | $2.5B | $402M | $14M | 1.42% | 15.84% | 3.59% | 0.27% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.