ValueBank Texas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $303M | $263M | $160M | $37M | $881K | 1.16% | 9.69% | 4.57% | 0.00% |
| Q4 2025 | $302M | $263M | $158M | $36M | $1M | 1.57% | 13.06% | 5.01% | 0.00% |
| Q3 2025 | $305M | $263M | $156M | $38M | $1M | 1.46% | 12.06% | 4.95% | 0.00% |
| Q2 2025 | $301M | $261M | $152M | $37M | $1M | 1.44% | 12.10% | 4.92% | 0.00% |
| Q1 2025 | $300M | $261M | $150M | $36M | $1M | 1.46% | 12.34% | 4.92% | 0.00% |
| Q4 2024 | $297M | $259M | $160M | $35M | $1M | 1.77% | 15.22% | 5.14% | 0.07% |
| Q3 2024 | $306M | $264M | $157M | $37M | $1M | 1.80% | 15.52% | 5.16% | 0.00% |
| Q2 2024 | $310M | $271M | $155M | $35M | $1M | 1.77% | 15.53% | 5.12% | 0.00% |
| Q1 2024 | $303M | $264M | $151M | $34M | $1M | 1.71% | 15.07% | 5.06% | 0.00% |
| Q4 2023 | $292M | $255M | $146M | $33M | $1M | 1.66% | 15.27% | 4.85% | 0.00% |
| Q3 2023 | $292M | $256M | $141M | $32M | $1M | 1.69% | 15.80% | 4.78% | 0.00% |
| Q2 2023 | $292M | $256M | $143M | $33M | $1M | 1.64% | 15.52% | 4.68% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.