Valliance Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $841M | $708M | $695M | $79M | $2M | 1.04% | 10.75% | 4.37% | 0.27% |
| Q4 2025 | $803M | $689M | $666M | $79M | $2M | 2.05% | 21.74% | 5.56% | 0.27% |
| Q3 2025 | $761M | $625M | $612M | $77M | $9M | 2.44% | 26.30% | 6.03% | 0.39% |
| Q2 2025 | $754M | $619M | $621M | $68M | $2M | 1.33% | 14.75% | 4.31% | 0.31% |
| Q1 2025 | $725M | $614M | $604M | $66M | $3M | 1.49% | 16.63% | 3.76% | 0.00% |
| Q4 2024 | $714M | $602M | $580M | $63M | $2M | 0.85% | 9.69% | 3.90% | 0.00% |
| Q3 2024 | $693M | $583M | $574M | $60M | $1M | 0.72% | 8.22% | 3.90% | 0.00% |
| Q2 2024 | $668M | $548M | $580M | $57M | $1M | 0.63% | 7.23% | 3.88% | 0.01% |
| Q1 2024 | $645M | $513M | $556M | $56M | $628K | 0.40% | 4.49% | 3.94% | 0.07% |
| Q4 2023 | $622M | $528M | $532M | $56M | $-779K | 0.79% | 8.51% | 4.15% | 0.11% |
| Q3 2023 | $627M | $531M | $534M | $56M | $1M | 1.24% | 13.30% | 4.18% | 0.14% |
| Q2 2023 | $595M | $489M | $507M | $56M | $2M | 1.44% | 15.22% | 4.25% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.