Valley State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $172M | $142M | $86M | $29M | $574K | 1.36% | 7.99% | 3.86% | 0.79% |
| Q4 2025 | $165M | $135M | $84M | $29M | $477K | 1.15% | 6.46% | 3.98% | 0.96% |
| Q3 2025 | $158M | $129M | $82M | $28M | $480K | 1.14% | 6.37% | 4.01% | 1.16% |
| Q2 2025 | $149M | $121M | $79M | $27M | $426K | 1.09% | 6.09% | 3.98% | 0.72% |
| Q1 2025 | $148M | $121M | $80M | $27M | $385K | 1.03% | 5.83% | 3.90% | 0.70% |
| Q4 2024 | $150M | $123M | $80M | $26M | $392K | 1.18% | 6.97% | 4.09% | 0.69% |
| Q3 2024 | $147M | $120M | $79M | $26M | $476K | 1.23% | 7.28% | 4.06% | 0.60% |
| Q2 2024 | $148M | $123M | $78M | $25M | $414K | 1.20% | 7.26% | 3.98% | 0.87% |
| Q1 2024 | $147M | $122M | $78M | $24M | $480K | 1.28% | 7.87% | 3.91% | 0.39% |
| Q4 2023 | $152M | $128M | $79M | $24M | $608K | 1.46% | 9.70% | 4.45% | 0.40% |
| Q3 2023 | $151M | $128M | $79M | $22M | $500K | 1.42% | 9.54% | 4.44% | 0.18% |
| Q2 2023 | $150M | $127M | $78M | $23M | $531K | 1.46% | 9.82% | 4.46% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.