Valley Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $188M | $147M | $137M | $38M | $125K | 0.27% | 1.32% | 3.38% | 2.03% |
| Q4 2025 | $187M | $146M | $141M | $38M | $64K | 0.35% | 1.72% | 3.43% | 0.20% |
| Q3 2025 | $183M | $138M | $139M | $38M | $208K | 0.42% | 2.07% | 3.47% | 0.21% |
| Q2 2025 | $183M | $137M | $144M | $37M | $178K | 0.41% | 2.00% | 3.49% | 0.21% |
| Q1 2025 | $181M | $135M | $151M | $37M | $193K | 0.43% | 2.09% | 3.46% | 0.11% |
| Q4 2024 | $180M | $131M | $149M | $37M | $174K | 0.27% | 1.28% | 3.26% | 0.11% |
| Q3 2024 | $177M | $128M | $149M | $37M | $143K | 0.23% | 1.07% | 3.20% | 0.21% |
| Q2 2024 | $173M | $123M | $146M | $36M | $89K | 0.18% | 0.83% | 3.14% | 0.09% |
| Q1 2024 | $175M | $120M | $148M | $36M | $62K | 0.14% | 0.68% | 3.09% | 0.09% |
| Q4 2023 | $168M | $117M | $142M | $36M | $0K | 0.10% | 0.44% | 3.46% | 0.06% |
| Q3 2023 | $165M | $114M | $139M | $36M | $62K | 0.13% | 0.58% | 3.53% | 0.11% |
| Q2 2023 | $160M | $112M | $133M | $36M | $32K | 0.12% | 0.53% | 3.62% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.