US Metro Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.4B | $1.3B | $159M | $4M | 1.01% | 10.03% | 3.31% | 1.62% |
| Q4 2025 | $1.6B | $1.4B | $1.3B | $156M | $3M | 0.83% | 9.01% | 3.21% | 1.57% |
| Q3 2025 | $1.6B | $1.4B | $1.3B | $139M | $3M | 0.84% | 9.32% | 3.19% | 1.50% |
| Q2 2025 | $1.5B | $1.3B | $1.2B | $135M | $3M | 0.82% | 9.06% | 3.13% | 1.27% |
| Q1 2025 | $1.4B | $1.2B | $1.2B | $127M | $3M | 0.82% | 9.20% | 3.00% | 1.05% |
| Q4 2024 | $1.4B | $1.2B | $1.2B | $124M | $2M | 0.63% | 6.91% | 2.85% | 0.75% |
| Q3 2024 | $1.4B | $1.2B | $1.1B | $125M | $2M | 0.64% | 6.96% | 2.79% | 0.42% |
| Q2 2024 | $1.3B | $1.2B | $1.1B | $122M | $3M | 0.66% | 7.11% | 2.74% | 0.32% |
| Q1 2024 | $1.3B | $1.1B | $1.1B | $120M | $2M | 0.57% | 5.96% | 2.69% | 0.19% |
| Q4 2023 | $1.2B | $1.1B | $1.0B | $119M | $3M | 1.03% | 10.51% | 3.12% | 0.10% |
| Q3 2023 | $1.2B | $1.0B | $948M | $115M | $3M | 1.06% | 10.79% | 3.19% | 0.11% |
| Q2 2023 | $1.2B | $999M | $950M | $115M | $3M | 1.12% | 11.38% | 3.28% | 0.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.