University Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.1B | $968M | $994M | $109M | $2M | 0.69% | 7.11% | 4.34% | 0.43% |
| Q4 2025 | $1.1B | $894M | $986M | $109M | $3M | 1.13% | 11.58% | 4.43% | 0.43% |
| Q3 2025 | $1.1B | $911M | $1.0B | $107M | $4M | 1.11% | 11.39% | 4.40% | 0.49% |
| Q2 2025 | $1.1B | $879M | $980M | $104M | $3M | 0.93% | 9.39% | 4.34% | 0.37% |
| Q1 2025 | $1.0B | $823M | $877M | $100M | $1M | 0.55% | 5.42% | 4.30% | 0.18% |
| Q4 2024 | $956M | $731M | $837M | $100M | $4M | 1.29% | 12.81% | 4.50% | 0.15% |
| Q3 2024 | $971M | $817M | $845M | $99M | $3M | 1.23% | 12.33% | 4.42% | 1.36% |
| Q2 2024 | $997M | $813M | $873M | $98M | $3M | 1.17% | 11.80% | 4.24% | 0.69% |
| Q1 2024 | $940M | $742M | $816M | $94M | $3M | 1.10% | 11.00% | 4.14% | 1.01% |
| Q4 2023 | $910M | $676M | $797M | $91M | $2M | 1.02% | 10.22% | 4.32% | 0.60% |
| Q3 2023 | $868M | $747M | $740M | $89M | $2M | 1.04% | 10.46% | 4.27% | 0.56% |
| Q2 2023 | $858M | $738M | $705M | $86M | $3M | 0.98% | 9.88% | 4.07% | 0.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.