Unity Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.0B | $2.4B | $2.6B | $358M | $14M | 1.90% | 16.12% | 4.43% | 1.18% |
| Q4 2025 | $3.0B | $2.3B | $2.5B | $345M | $14M | 1.88% | 16.56% | 4.43% | 1.17% |
| Q3 2025 | $2.9B | $2.3B | $2.4B | $335M | $14M | 1.85% | 16.46% | 4.37% | 0.84% |
| Q2 2025 | $2.9B | $2.2B | $2.4B | $316M | $13M | 1.78% | 16.07% | 4.32% | 0.78% |
| Q1 2025 | $2.8B | $2.2B | $2.3B | $308M | $12M | 1.73% | 15.45% | 4.34% | 0.77% |
| Q4 2024 | $2.6B | $2.1B | $2.2B | $298M | $11M | 1.58% | 14.78% | 4.07% | 0.61% |
| Q3 2024 | $2.6B | $2.0B | $2.2B | $287M | $11M | 1.53% | 14.51% | 3.98% | 0.59% |
| Q2 2024 | $2.6B | $2.0B | $2.1B | $275M | $9M | 1.47% | 14.14% | 3.93% | 0.58% |
| Q1 2024 | $2.6B | $2.0B | $2.1B | $269M | $9M | 1.48% | 14.35% | 3.96% | 0.78% |
| Q4 2023 | $2.6B | $1.9B | $2.1B | $261M | $9M | 1.54% | 15.71% | 4.05% | 0.88% |
| Q3 2023 | $2.6B | $1.9B | $2.1B | $251M | $10M | 1.57% | 16.15% | 4.07% | 0.83% |
| Q2 2023 | $2.5B | $1.8B | $2.1B | $243M | $9M | 1.59% | 16.52% | 4.12% | 0.75% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.