Unity Bank of Mississippi
Headquartered in Holly Springs, MS. Part of Unity Capital Corporation. FDIC certificate #11446 · Federal Reserve RSSD 837840.
Total assets
$282M
Deposits
$248M
Q2 2026
Active branches
8
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$335K
Return on assets
0.43%
Return on equity
6.37%
Noncurrent loan rate
0.80%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
02026
Values in $ billions, June 30 of each year.
Openings by year
12021
Other network changes since 2020
- 2 branches acquired through purchases or mergers
- September 1, 2021: legal name changed from “Merchants & Farmers Bank” to “Unity Bank of Mississippi”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: unityms.bank.