United Republic Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $192M | $154M | $139M | $25M | $22K | 0.05% | 0.35% | 2.75% | 2.58% |
| Q4 2025 | $197M | $156M | $146M | $26M | $-1191K | -1.38% | -10.60% | 2.69% | 2.48% |
| Q3 2025 | $201M | $161M | $148M | $27M | $-179K | -1.06% | -8.11% | 2.64% | 5.43% |
| Q2 2025 | $208M | $168M | $151M | $27M | $-777K | -1.40% | -10.78% | 2.39% | 3.24% |
| Q1 2025 | $215M | $171M | $155M | $27M | $-697K | -1.31% | -10.07% | 2.24% | 0.96% |
| Q4 2024 | $209M | $166M | $157M | $28M | $439K | 0.49% | 3.71% | 2.99% | 4.34% |
| Q3 2024 | $210M | $167M | $158M | $28M | $179K | 0.37% | 2.83% | 3.00% | 1.60% |
| Q2 2024 | $210M | $169M | $165M | $27M | $154K | 0.39% | 2.95% | 2.97% | 3.86% |
| Q1 2024 | $208M | $168M | $164M | $27M | $246K | 0.48% | 3.64% | 3.09% | 2.91% |
| Q4 2023 | $203M | $165M | $163M | $27M | $291K | 0.56% | 3.97% | 3.48% | 0.00% |
| Q3 2023 | $189M | $155M | $149M | $26M | $223K | 0.55% | 3.84% | 3.53% | 0.00% |
| Q2 2023 | $187M | $150M | $140M | $26M | $281K | 0.59% | 4.05% | 3.51% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.