United Pacific Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $187M | $153M | $137M | $32M | $163K | 0.35% | 2.04% | 4.01% | 0.15% |
| Q4 2025 | $186M | $152M | $135M | $32M | $127K | 0.37% | 2.04% | 4.03% | 0.16% |
| Q3 2025 | $187M | $153M | $137M | $32M | $230K | 0.40% | 2.19% | 4.05% | 0.16% |
| Q2 2025 | $176M | $143M | $127M | $32M | $215K | 0.34% | 1.84% | 4.03% | 0.00% |
| Q1 2025 | $164M | $132M | $126M | $31M | $73K | 0.18% | 0.93% | 3.97% | 0.00% |
| Q4 2024 | $160M | $126M | $121M | $31M | $7K | 1.34% | 6.79% | 4.50% | 0.00% |
| Q3 2024 | $155M | $120M | $114M | $31M | $352K | 1.79% | 9.06% | 4.62% | 0.00% |
| Q2 2024 | $156M | $121M | $111M | $31M | $177K | 2.24% | 11.39% | 4.50% | 0.00% |
| Q1 2024 | $156M | $121M | $110M | $31M | $2M | 4.03% | 20.66% | 4.73% | 0.00% |
| Q4 2023 | $151M | $118M | $111M | $29M | $326K | 0.90% | 4.77% | 5.05% | 0.00% |
| Q3 2023 | $154M | $121M | $111M | $29M | $309K | 0.91% | 4.86% | 5.12% | 0.00% |
| Q2 2023 | $153M | $120M | $112M | $29M | $312K | 0.96% | 5.14% | 5.08% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.