United Cumberland Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $459M | $399M | $321M | $50M | $2M | 1.91% | 17.66% | 4.27% | 1.36% |
| Q4 2025 | $454M | $394M | $315M | $49M | $2M | 1.84% | 17.44% | 4.29% | 1.51% |
| Q3 2025 | $448M | $389M | $312M | $48M | $2M | 1.78% | 16.91% | 4.25% | 1.33% |
| Q2 2025 | $446M | $387M | $306M | $47M | $2M | 1.67% | 16.07% | 4.17% | 1.61% |
| Q1 2025 | $433M | $375M | $301M | $45M | $2M | 1.61% | 15.51% | 4.08% | 1.91% |
| Q4 2024 | $424M | $367M | $301M | $44M | $2M | 1.77% | 17.30% | 4.25% | 1.63% |
| Q3 2024 | $416M | $363M | $291M | $44M | $2M | 1.73% | 16.94% | 4.25% | 1.84% |
| Q2 2024 | $402M | $352M | $279M | $41M | $2M | 1.79% | 17.82% | 4.29% | 1.96% |
| Q1 2024 | $410M | $360M | $273M | $40M | $2M | 1.79% | 18.03% | 4.20% | 2.15% |
| Q4 2023 | $394M | $344M | $265M | $40M | $2M | 1.99% | 20.54% | 4.43% | 2.60% |
| Q3 2023 | $379M | $332M | $260M | $36M | $2M | 1.99% | 20.78% | 4.46% | 2.19% |
| Q2 2023 | $379M | $331M | $255M | $37M | $2M | 2.02% | 21.10% | 4.49% | 1.97% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.