United Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $285M | $239M | $197M | $26M | $740K | 1.03% | 11.45% | 3.12% | 1.48% |
| Q4 2025 | $289M | $241M | $194M | $26M | $573K | 0.80% | 9.18% | 2.83% | 1.53% |
| Q3 2025 | $285M | $233M | $210M | $25M | $696K | 0.80% | 9.24% | 2.79% | 1.90% |
| Q2 2025 | $287M | $216M | $210M | $24M | $501K | 0.70% | 8.20% | 2.73% | 1.45% |
| Q1 2025 | $276M | $226M | $204M | $24M | $472K | 0.69% | 8.06% | 2.71% | 1.54% |
| Q4 2024 | $269M | $227M | $199M | $23M | $436K | 0.49% | 5.90% | 2.35% | 1.59% |
| Q3 2024 | $271M | $225M | $202M | $23M | $265K | 0.43% | 5.31% | 2.31% | 1.59% |
| Q2 2024 | $272M | $227M | $206M | $22M | $291K | 0.46% | 5.65% | 2.32% | 1.58% |
| Q1 2024 | $271M | $225M | $206M | $22M | $326K | 0.48% | 6.00% | 2.40% | 1.60% |
| Q4 2023 | $269M | $228M | $202M | $22M | $240K | 0.38% | 4.93% | 2.42% | 0.00% |
| Q3 2023 | $270M | $223M | $205M | $20M | $244K | 0.39% | 5.08% | 2.46% | 0.00% |
| Q2 2023 | $264M | $223M | $198M | $20M | $226K | 0.40% | 5.20% | 2.56% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.