United Community Bank of West Kentucky, Inc.
United Community Bank of West Kentucky, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $529M | $457M | $330M | $42M | $2M | 1.48% | 18.27% | 3.39% | 0.13% |
| Q4 2025 | $523M | $448M | $317M | $43M | $2M | 1.29% | 16.51% | 3.05% | 0.05% |
| Q3 2025 | $512M | $445M | $302M | $42M | $2M | 1.27% | 16.48% | 2.97% | 0.05% |
| Q2 2025 | $491M | $431M | $280M | $37M | $2M | 1.20% | 16.07% | 2.92% | 0.05% |
| Q1 2025 | $493M | $433M | $278M | $37M | $1M | 1.14% | 15.31% | 2.79% | 0.08% |
| Q4 2024 | $483M | $424M | $273M | $36M | $1M | 1.00% | 12.70% | 2.54% | 0.13% |
| Q3 2024 | $469M | $394M | $266M | $40M | $1M | 0.99% | 12.33% | 2.52% | 0.18% |
| Q2 2024 | $463M | $395M | $257M | $36M | $1M | 0.97% | 12.41% | 2.50% | 0.07% |
| Q1 2024 | $452M | $395M | $246M | $35M | $1M | 0.96% | 12.22% | 2.46% | 0.13% |
| Q4 2023 | $452M | $381M | $241M | $36M | $1M | 1.30% | 18.30% | 3.02% | 0.13% |
| Q3 2023 | $450M | $395M | $236M | $30M | $1M | 1.37% | 19.76% | 3.16% | 0.12% |
| Q2 2023 | $451M | $391M | $233M | $33M | $1M | 1.41% | 20.06% | 3.23% | 0.18% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.