United Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $352M | $321M | $209M | $28M | $842K | 0.95% | 11.79% | 3.44% | 2.83% |
| Q4 2025 | $354M | $322M | $209M | $29M | $976K | 1.07% | 14.86% | 3.47% | 2.93% |
| Q3 2025 | $352M | $321M | $205M | $27M | $1M | 1.06% | 15.20% | 3.45% | 0.94% |
| Q2 2025 | $346M | $319M | $206M | $24M | $772K | 0.92% | 13.60% | 3.40% | 0.79% |
| Q1 2025 | $350M | $323M | $201M | $24M | $824K | 0.95% | 14.26% | 3.32% | 0.77% |
| Q4 2024 | $346M | $320M | $203M | $23M | $649K | 0.87% | 13.02% | 3.25% | 1.27% |
| Q3 2024 | $349M | $321M | $202M | $25M | $1M | 0.91% | 13.52% | 3.22% | 0.12% |
| Q2 2024 | $332M | $307M | $202M | $21M | $568K | 0.75% | 11.37% | 3.16% | 0.13% |
| Q1 2024 | $330M | $305M | $202M | $22M | $671K | 0.82% | 12.11% | 3.11% | 0.17% |
| Q4 2023 | $327M | $302M | $196M | $22M | $416K | 0.76% | 12.91% | 3.18% | 0.15% |
| Q3 2023 | $325M | $306M | $193M | $16M | $885K | 0.84% | 14.95% | 3.16% | 0.51% |
| Q2 2023 | $327M | $304M | $190M | $19M | $634K | 0.72% | 12.15% | 3.11% | 0.16% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.