United Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.2B | $3.5B | $2.5B | $411M | $13M | 1.22% | 12.37% | 2.90% | 0.23% |
| Q4 2025 | $4.1B | $3.4B | $2.6B | $403M | $13M | 1.27% | 13.27% | 3.00% | 0.18% |
| Q3 2025 | $4.0B | $3.3B | $2.5B | $399M | $13M | 1.27% | 13.31% | 2.98% | 0.21% |
| Q2 2025 | $3.9B | $3.3B | $2.4B | $379M | $14M | 1.25% | 13.34% | 2.97% | 0.15% |
| Q1 2025 | $3.9B | $3.3B | $2.4B | $362M | $11M | 1.09% | 11.91% | 2.86% | 0.23% |
| Q4 2024 | $3.9B | $3.3B | $2.4B | $349M | $11M | 1.10% | 12.03% | 2.96% | 0.15% |
| Q3 2024 | $3.6B | $3.1B | $2.3B | $349M | $9M | 1.09% | 11.80% | 2.98% | 0.23% |
| Q2 2024 | $3.6B | $3.0B | $2.2B | $326M | $9M | 1.11% | 12.20% | 2.97% | 0.19% |
| Q1 2024 | $3.5B | $3.0B | $2.1B | $319M | $10M | 1.15% | 12.66% | 2.94% | 0.19% |
| Q4 2023 | $3.5B | $3.0B | $2.1B | $313M | $2M | 1.07% | 12.37% | 2.98% | 0.19% |
| Q3 2023 | $3.4B | $2.9B | $2.0B | $282M | $10M | 1.34% | 15.62% | 3.05% | 0.28% |
| Q2 2023 | $3.3B | $2.9B | $1.9B | $296M | $12M | 1.40% | 16.11% | 3.10% | 0.32% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.