United Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $681M | $578M | $495M | $93M | $3M | 1.63% | 11.57% | 5.06% | 0.40% |
| Q4 2025 | $681M | $560M | $495M | $98M | $4M | 1.87% | 12.52% | 5.65% | 0.57% |
| Q3 2025 | $664M | $544M | $504M | $99M | $3M | 1.73% | 11.47% | 5.73% | 0.53% |
| Q2 2025 | $649M | $528M | $496M | $97M | $2M | 1.69% | 11.19% | 5.67% | 0.58% |
| Q1 2025 | $633M | $524M | $501M | $96M | $3M | 1.91% | 12.67% | 5.65% | 1.13% |
| Q4 2024 | $622M | $517M | $481M | $94M | $5M | 2.22% | 15.31% | 6.00% | 0.60% |
| Q3 2024 | $619M | $516M | $480M | $95M | $2M | 1.99% | 13.90% | 5.67% | 0.59% |
| Q2 2024 | $619M | $519M | $473M | $92M | $4M | 2.23% | 15.86% | 5.69% | 0.55% |
| Q1 2024 | $644M | $547M | $486M | $90M | $4M | 2.22% | 16.29% | 5.59% | 0.51% |
| Q4 2023 | $663M | $557M | $476M | $88M | $2M | 3.45% | 25.89% | 5.86% | 0.98% |
| Q3 2023 | $664M | $559M | $479M | $97M | $9M | 4.27% | 32.06% | 5.77% | 0.22% |
| Q2 2023 | $661M | $564M | $454M | $91M | $6M | 3.82% | 29.58% | 5.66% | 0.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.