United Community Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $28.1B | $24.4B | $19.4B | $3.4B | $82M | 1.17% | 9.67% | 3.67% | 0.49% |
| Q4 2025 | $27.9B | $24.1B | $19.2B | $3.4B | $87M | 1.19% | 9.91% | 3.60% | 0.47% |
| Q3 2025 | $28.1B | $24.4B | $19.0B | $3.4B | $91M | 1.17% | 9.80% | 3.54% | 0.50% |
| Q2 2025 | $28.0B | $24.4B | $18.7B | $3.4B | $81M | 1.11% | 9.33% | 3.47% | 0.42% |
| Q1 2025 | $27.8B | $24.2B | $18.3B | $3.3B | $75M | 1.08% | 9.10% | 3.41% | 0.49% |
| Q4 2024 | $27.7B | $23.9B | $18.0B | $3.3B | $74M | 0.96% | 8.10% | 3.40% | 0.62% |
| Q3 2024 | $27.3B | $23.7B | $17.8B | $3.3B | $48M | 0.92% | 7.76% | 3.39% | 0.62% |
| Q2 2024 | $27.0B | $23.4B | $18.0B | $3.2B | $73M | 1.03% | 8.74% | 3.37% | 0.63% |
| Q1 2024 | $27.3B | $23.7B | $18.2B | $3.2B | $67M | 0.98% | 8.37% | 3.28% | 0.57% |
| Q4 2023 | $27.2B | $23.7B | $18.1B | $3.1B | $17M | 0.74% | 6.50% | 3.41% | 0.50% |
| Q3 2023 | $26.8B | $23.3B | $18.0B | $3.1B | $52M | 0.91% | 8.01% | 3.43% | 0.49% |
| Q2 2023 | $26.1B | $22.7B | $17.2B | $3.0B | $65M | 1.01% | 8.86% | 3.58% | 0.59% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.