United Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $905M | $733M | $658M | $104M | $3M | 1.47% | 12.94% | 3.90% | 0.00% |
| Q4 2025 | $906M | $713M | $669M | $102M | $3M | 1.25% | 11.35% | 3.67% | 0.00% |
| Q3 2025 | $880M | $678M | $647M | $100M | $3M | 1.22% | 11.15% | 3.64% | 0.00% |
| Q2 2025 | $879M | $693M | $643M | $97M | $3M | 1.21% | 11.27% | 3.62% | 0.00% |
| Q1 2025 | $869M | $704M | $624M | $95M | $3M | 1.20% | 11.33% | 3.63% | 0.00% |
| Q4 2024 | $890M | $688M | $656M | $92M | $3M | 1.13% | 11.23% | 3.29% | 0.00% |
| Q3 2024 | $887M | $643M | $650M | $92M | $3M | 1.08% | 10.87% | 3.22% | 0.03% |
| Q2 2024 | $884M | $644M | $642M | $87M | $2M | 0.92% | 9.32% | 3.18% | 0.02% |
| Q1 2024 | $872M | $665M | $621M | $86M | $2M | 0.93% | 9.50% | 3.17% | 0.03% |
| Q4 2023 | $875M | $665M | $624M | $86M | $2M | 1.03% | 10.84% | 3.24% | 0.04% |
| Q3 2023 | $854M | $628M | $613M | $80M | $2M | 1.05% | 11.15% | 3.26% | 0.05% |
| Q2 2023 | $835M | $632M | $593M | $80M | $2M | 1.06% | 11.23% | 3.28% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.