United Bank
Headquartered in Zebulon, GA. Part of United Bank Corporation Employee Stock Ownership Plan Trust. FDIC certificate #172 · Federal Reserve RSSD 37435.
Total assets
$2.2B
Deposits
$1.9B
Q1 2026
Active branches
17
Closings since Jan 2020
2
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$15M
Return on assets
2.59%
Return on equity
24.20%
Noncurrent loan rate
0.26%
Deposits by year (Summary of Deposits)
12019
22020
22021
22022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
12020
12025
Other network changes since 2020
- 1 branch relocations
Branches by state
Recent closings
- United Bank — Locust Grove, GAbank exits city4908 BILL GARDNER PKWY · closed July 18, 2025
- 1735 ZEBULON ROAD · closed March 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.accessunited.com.