Union Bank and Trust Company
Headquartered in Lincoln, NE. Part of Farmers & Merchants Investment, Inc. FDIC certificate #13421 · Federal Reserve RSSD 450856.
Total assets
$9.2B
Deposits
$7.6B
Q1 2026
Active branches
37
Closings since Jan 2020
3
6 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$36M
Return on assets
1.56%
Return on equity
14.91%
Noncurrent loan rate
0.31%
Deposits by year (Summary of Deposits)
32019
42020
52021
62022
62023
72024
72025
Values in $ billions, June 30 of each year.
Closings by year
12022
22023
Openings by year
12021
32022
12024
12025
Other network changes since 2020
- 2 branch relocations
Branches by state
Recent closings
- 350 CANOPY ST · closed July 31, 2023
- 121 S 13TH ST · closed July 1, 2023
- 1230 O STREET · closed May 2, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.ubt.com.