Unified Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $853M | $681M | $496M | $71M | $3M | 1.31% | 15.33% | 3.69% | 1.30% |
| Q4 2025 | $852M | $657M | $487M | $74M | $3M | 1.36% | 16.52% | 3.74% | 0.46% |
| Q3 2025 | $863M | $661M | $492M | $71M | $3M | 1.36% | 16.70% | 3.69% | 0.49% |
| Q2 2025 | $843M | $657M | $497M | $65M | $3M | 1.36% | 16.76% | 3.67% | 0.36% |
| Q1 2025 | $826M | $638M | $493M | $67M | $3M | 1.33% | 15.97% | 3.61% | 0.39% |
| Q4 2024 | $814M | $628M | $487M | $69M | $3M | 1.38% | 16.09% | 3.57% | 0.16% |
| Q3 2024 | $822M | $629M | $471M | $72M | $3M | 1.38% | 16.05% | 3.52% | 0.17% |
| Q2 2024 | $818M | $636M | $481M | $68M | $3M | 1.39% | 16.24% | 3.49% | 0.16% |
| Q1 2024 | $830M | $638M | $476M | $71M | $3M | 1.50% | 17.31% | 3.42% | 0.18% |
| Q4 2023 | $813M | $633M | $479M | $72M | $3M | 1.52% | 17.88% | 3.68% | 0.13% |
| Q3 2023 | $812M | $640M | $463M | $62M | $3M | 1.51% | 17.83% | 3.68% | 0.05% |
| Q2 2023 | $828M | $654M | $459M | $70M | $3M | 1.49% | 17.07% | 3.64% | 0.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.