UMB Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $72.3B | $60.3B | $39.7B | $7.7B | $251M | 1.38% | 13.19% | 3.28% | 0.41% |
| Q4 2025 | $72.8B | $61.1B | $38.4B | $7.5B | $206M | 1.01% | 10.56% | 3.11% | 0.42% |
| Q3 2025 | $71.5B | $60.5B | $37.3B | $7.3B | $180M | 0.96% | 10.26% | 3.05% | 0.37% |
| Q2 2025 | $71.4B | $60.6B | $36.4B | $7.0B | $191M | 0.92% | 10.15% | 3.04% | 0.28% |
| Q1 2025 | $69.0B | $58.1B | $35.6B | $6.8B | $100M | 0.67% | 7.85% | 2.96% | 0.30% |
| Q4 2024 | $50.2B | $43.3B | $25.4B | $3.5B | $118M | 0.98% | 13.55% | 2.36% | 0.10% |
| Q3 2024 | $47.2B | $39.8B | $24.7B | $3.6B | $103M | 0.98% | 13.47% | 2.35% | 0.11% |
| Q2 2024 | $44.2B | $36.7B | $24.0B | $3.3B | $114M | 1.03% | 14.33% | 2.37% | 0.08% |
| Q1 2024 | $45.1B | $37.0B | $23.4B | $3.2B | $114M | 1.03% | 14.47% | 2.34% | 0.09% |
| Q4 2023 | $43.7B | $35.9B | $23.0B | $3.1B | $70M | 0.85% | 12.13% | 2.45% | 0.07% |
| Q3 2023 | $41.2B | $33.6B | $22.7B | $2.8B | $96M | 0.93% | 13.24% | 2.50% | 0.09% |
| Q2 2023 | $41.0B | $33.7B | $22.3B | $2.9B | $88M | 0.92% | 13.07% | 2.55% | 0.13% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.