Ulster Savings Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.2B | $1.0B | $123M | $2M | 0.59% | 6.71% | 3.25% | 1.37% |
| Q4 2025 | $1.4B | $1.2B | $1.0B | $121M | $2M | 0.44% | 5.19% | 3.03% | 1.35% |
| Q3 2025 | $1.4B | $1.2B | $1.0B | $118M | $2M | 0.39% | 4.74% | 2.97% | 1.43% |
| Q2 2025 | $1.4B | $1.2B | $1.0B | $114M | $1M | 0.34% | 4.16% | 2.91% | 1.42% |
| Q1 2025 | $1.4B | $1.2B | $1.0B | $112M | $972K | 0.29% | 3.53% | 2.84% | 1.64% |
| Q4 2024 | $1.3B | $1.2B | $999M | $108M | $1M | 0.23% | 2.91% | 2.75% | 1.02% |
| Q3 2024 | $1.3B | $1.2B | $1.0B | $111M | $838K | 0.21% | 2.57% | 2.75% | 0.77% |
| Q2 2024 | $1.3B | $1.1B | $1.0B | $105M | $640K | 0.18% | 2.31% | 2.76% | 0.39% |
| Q1 2024 | $1.3B | $1.1B | $1.0B | $105M | $576K | 0.18% | 2.19% | 2.79% | 0.38% |
| Q4 2023 | $1.3B | $1.1B | $1.0B | $105M | $1M | 0.40% | 5.01% | 2.99% | 0.42% |
| Q3 2023 | $1.3B | $1.1B | $998M | $98M | $917K | 0.42% | 5.40% | 3.05% | 0.52% |
| Q2 2023 | $1.3B | $1.1B | $982M | $101M | $1M | 0.50% | 6.22% | 3.12% | 0.46% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.