UBank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $180M | $156M | $136M | $23M | $534K | 1.18% | 9.12% | 4.20% | 0.66% |
| Q4 2025 | $180M | $156M | $134M | $23M | $590K | 1.17% | 8.92% | 4.39% | 0.68% |
| Q3 2025 | $177M | $152M | $127M | $23M | $596K | 1.12% | 8.49% | 4.41% | 0.72% |
| Q2 2025 | $169M | $145M | $129M | $23M | $444K | 0.99% | 7.48% | 4.32% | 0.72% |
| Q1 2025 | $163M | $139M | $124M | $22M | $384K | 0.93% | 7.02% | 4.22% | 0.75% |
| Q4 2024 | $169M | $143M | $122M | $22M | $285K | 0.72% | 5.60% | 4.10% | 0.00% |
| Q3 2024 | $166M | $143M | $116M | $22M | $313K | 0.73% | 5.69% | 4.00% | 0.07% |
| Q2 2024 | $155M | $135M | $117M | $19M | $290K | 0.70% | 5.52% | 4.00% | 0.17% |
| Q1 2024 | $150M | $129M | $114M | $19M | $231K | 0.63% | 4.93% | 3.96% | 0.06% |
| Q4 2023 | $142M | $121M | $108M | $19M | $401K | 0.74% | 6.24% | 4.22% | 0.08% |
| Q3 2023 | $138M | $119M | $104M | $17M | $253K | 0.59% | 5.15% | 4.23% | 0.00% |
| Q2 2023 | $130M | $114M | $100M | $15M | $229K | 0.51% | 4.60% | 4.17% | 0.05% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.