U. S. Century Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.8B | $2.5B | $2.2B | $256M | $11M | 1.56% | 17.47% | 3.40% | 0.16% |
| Q4 2025 | $2.8B | $2.4B | $2.2B | $248M | $3M | 1.10% | 12.93% | 3.30% | 0.14% |
| Q3 2025 | $2.8B | $2.5B | $2.1B | $240M | $10M | 1.34% | 16.02% | 3.23% | 0.06% |
| Q2 2025 | $2.7B | $2.4B | $2.1B | $228M | $9M | 1.28% | 15.48% | 3.19% | 0.06% |
| Q1 2025 | $2.7B | $2.3B | $2.0B | $222M | $8M | 1.25% | 15.16% | 3.07% | 0.20% |
| Q4 2024 | $2.6B | $2.2B | $1.9B | $210M | $8M | 1.08% | 13.34% | 2.99% | 0.14% |
| Q3 2024 | $2.5B | $2.2B | $1.9B | $211M | $8M | 1.04% | 12.84% | 2.92% | 0.14% |
| Q2 2024 | $2.5B | $2.1B | $1.8B | $198M | $7M | 0.95% | 11.91% | 2.83% | 0.04% |
| Q1 2024 | $2.5B | $2.1B | $1.8B | $193M | $5M | 0.81% | 10.24% | 2.67% | 0.03% |
| Q4 2023 | $2.3B | $1.9B | $1.8B | $189M | $5M | 0.84% | 10.16% | 2.82% | 0.03% |
| Q3 2023 | $2.2B | $1.9B | $1.7B | $182M | $4M | 0.86% | 10.30% | 2.88% | 0.03% |
| Q2 2023 | $2.2B | $1.9B | $1.6B | $183M | $4M | 0.94% | 11.12% | 2.97% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.