Two Rivers Bank & Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.2B | $1.1B | $865M | $134M | $1M | 0.39% | 3.29% | 1.25% | 1.25% |
| Q4 2025 | $1.2B | $1.0B | $872M | $146M | $4M | 1.04% | 8.78% | 3.27% | 1.18% |
| Q3 2025 | $1.1B | $988M | $889M | $144M | $3M | 0.96% | 8.21% | 3.26% | 1.20% |
| Q2 2025 | $1.2B | $1.0B | $896M | $139M | $3M | 0.89% | 7.79% | 3.20% | 1.72% |
| Q1 2025 | $1.2B | $1.0B | $909M | $136M | $3M | 0.90% | 7.90% | 3.08% | 1.43% |
| Q4 2024 | $1.2B | $1.0B | $920M | $132M | $3M | 0.84% | 7.53% | 2.95% | 1.07% |
| Q3 2024 | $1.2B | $1.0B | $924M | $137M | $2M | 0.83% | 7.44% | 2.93% | 0.72% |
| Q2 2024 | $1.2B | $982M | $916M | $131M | $3M | 0.82% | 7.51% | 2.94% | 0.87% |
| Q1 2024 | $1.2B | $1.0B | $927M | $129M | $2M | 0.59% | 5.49% | 2.87% | 0.59% |
| Q4 2023 | $1.2B | $1.0B | $917M | $128M | $3M | 0.72% | 6.99% | 3.07% | 0.58% |
| Q3 2023 | $946M | $829M | $702M | $85M | $2M | 0.76% | 8.24% | 3.05% | 0.57% |
| Q2 2023 | $949M | $845M | $687M | $87M | $1M | 0.65% | 6.97% | 3.04% | 1.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.