TrustCo Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $6.5B | $5.7B | $5.2B | $539M | $16M | 1.02% | 12.39% | 2.85% | 0.41% |
| Q4 2025 | $6.4B | $5.6B | $5.2B | $524M | $16M | 0.97% | 9.73% | 2.76% | 0.39% |
| Q3 2025 | $6.3B | $5.5B | $5.1B | $676M | $16M | 0.97% | 9.28% | 2.74% | 0.36% |
| Q2 2025 | $6.3B | $5.5B | $5.1B | $668M | $15M | 0.94% | 9.03% | 2.70% | 0.35% |
| Q1 2025 | $6.3B | $5.5B | $5.1B | $659M | $14M | 0.92% | 8.82% | 2.66% | 0.37% |
| Q4 2024 | $6.2B | $5.4B | $5.0B | $649M | $11M | 0.81% | 7.82% | 2.56% | 0.37% |
| Q3 2024 | $6.1B | $5.3B | $5.0B | $643M | $13M | 0.83% | 8.07% | 2.54% | 0.38% |
| Q2 2024 | $6.1B | $5.3B | $5.0B | $631M | $13M | 0.82% | 8.02% | 2.51% | 0.38% |
| Q1 2024 | $6.2B | $5.4B | $5.0B | $626M | $12M | 0.80% | 7.88% | 2.46% | 0.36% |
| Q4 2023 | $6.2B | $5.4B | $5.0B | $624M | $10M | 0.99% | 10.01% | 2.94% | 0.35% |
| Q3 2023 | $6.1B | $5.2B | $4.9B | $604M | $15M | 1.10% | 11.17% | 3.05% | 0.36% |
| Q2 2023 | $6.1B | $5.3B | $4.8B | $602M | $17M | 1.16% | 11.77% | 3.12% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.