Troy Bank & Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.6B | $1.4B | $1.0B | $194M | $5M | 1.25% | 10.27% | 3.99% | 1.24% |
| Q4 2025 | $1.6B | $1.4B | $1.0B | $192M | $6M | 1.34% | 11.88% | 3.83% | 1.03% |
| Q3 2025 | $1.6B | $1.4B | $1.0B | $185M | $6M | 1.31% | 11.68% | 3.82% | 0.76% |
| Q2 2025 | $1.6B | $1.4B | $996M | $174M | $5M | 1.25% | 11.31% | 3.74% | 0.92% |
| Q1 2025 | $1.5B | $1.3B | $982M | $173M | $5M | 1.21% | 10.87% | 3.75% | 0.95% |
| Q4 2024 | $1.5B | $1.3B | $986M | $165M | $5M | 1.08% | 10.63% | 3.44% | 0.65% |
| Q3 2024 | $1.5B | $1.3B | $962M | $169M | $4M | 1.00% | 10.06% | 3.36% | 0.58% |
| Q2 2024 | $1.5B | $1.3B | $965M | $158M | $4M | 0.95% | 9.89% | 3.30% | 0.50% |
| Q1 2024 | $1.5B | $1.4B | $951M | $141M | $3M | 0.83% | 9.04% | 3.18% | 0.56% |
| Q4 2023 | $1.5B | $1.4B | $939M | $139M | $4M | 0.79% | 8.99% | 3.17% | 0.46% |
| Q3 2023 | $1.5B | $1.3B | $913M | $124M | $4M | 0.73% | 8.41% | 3.24% | 0.41% |
| Q2 2023 | $1.5B | $1.3B | $905M | $128M | $4M | 0.61% | 6.94% | 3.21% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.