Transact Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $6M | $5M | $2M | $1M | $-3K | 0.33% | 2.06% | 2.85% | 0.00% |
| Q1 2026 | $7M | $5M | $2M | $1M | $14K | 0.83% | 5.26% | 2.95% | 0.00% |
| Q4 2025 | $7M | $5M | $2M | $1M | $27K | -0.77% | -4.84% | 3.37% | 0.00% |
| Q3 2025 | $7M | $6M | $2M | $1M | $-9K | -1.56% | -9.90% | 3.55% | 0.00% |
| Q2 2025 | $6M | $5M | $2M | $1M | $-40K | -2.14% | -13.01% | 3.67% | 0.00% |
| Q1 2025 | $7M | $5M | $2M | $1M | $-29K | -1.77% | -10.77% | 3.84% | 0.00% |
| Q4 2024 | $7M | $5M | $2M | $1M | $387K | -10.54% | -83.97% | 5.23% | 0.00% |
| Q3 2024 | $7M | $5M | $2M | $459K | $-370K | -21.19% | -182.68% | 5.86% | 0.00% |
| Q2 2024 | $7M | $5M | $2M | $687K | $-329K | -20.79% | -160.00% | 6.42% | 0.00% |
| Q1 2024 | $7M | $5M | $2M | $910K | $-419K | -22.63% | -158.26% | 7.79% | 0.00% |
| Q4 2023 | $7M | $6M | $3M | $1M | $-297K | -6.62% | -49.33% | 5.46% | 0.00% |
| Q3 2023 | $12M | $10M | $3M | $1M | $-277K | -5.04% | -38.75% | 5.11% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.