Tioga State Bank
Legal institution: Tioga State Bank National Association. Headquartered in Spencer, NY. Part of Tsb Services, Inc. FDIC certificate #9410 · Federal Reserve RSSD 910118.
Total assets
$625M
Deposits
$538M
Q2 2026
Active branches
10
Closings since Jan 2020
2
1 openings since Jan 2020
Financial snapshot — Q2 2026
All quarters →Net income (quarter)
$2M
Return on assets
1.31%
Return on equity
12.59%
Noncurrent loan rate
1.00%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
12024
12025
12026
Values in $ billions, June 30 of each year.
Closings by year
12025
12026
Openings by year
12024
Other network changes since 2020
- March 1, 2021: legal name changed from “Tioga State Bank” to “Tioga State Bank National Association”
Branches by state
Recent closings
- 1387 STATE ROUTE 96 · closed May 29, 2026
- 6 MAIN ST · closed October 31, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.tiogabank.com.