The Western State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $825M | $740M | $531M | $81M | $5M | 2.37% | 24.00% | 4.40% | 1.27% |
| Q4 2025 | $825M | $740M | $530M | $82M | $5M | 2.42% | 25.32% | 4.60% | 0.76% |
| Q3 2025 | $794M | $711M | $524M | $79M | $5M | 2.44% | 25.83% | 4.62% | 0.61% |
| Q2 2025 | $792M | $714M | $533M | $74M | $5M | 2.43% | 26.18% | 4.55% | 0.66% |
| Q1 2025 | $782M | $703M | $528M | $73M | $5M | 2.40% | 25.91% | 4.45% | 0.70% |
| Q4 2024 | $767M | $687M | $527M | $70M | $4M | 2.37% | 26.17% | 4.65% | 0.73% |
| Q3 2024 | $755M | $678M | $505M | $72M | $5M | 2.39% | 26.44% | 4.70% | 0.40% |
| Q2 2024 | $725M | $628M | $496M | $67M | $5M | 2.36% | 26.63% | 4.78% | 0.43% |
| Q1 2024 | $726M | $639M | $467M | $63M | $4M | 1.97% | 22.74% | 4.51% | 0.49% |
| Q4 2023 | $707M | $619M | $462M | $61M | $3M | 2.30% | 27.65% | 4.66% | 0.03% |
| Q3 2023 | $661M | $583M | $431M | $52M | $4M | 2.49% | 30.23% | 4.68% | 0.06% |
| Q2 2023 | $657M | $577M | $424M | $56M | $4M | 2.61% | 31.26% | 4.72% | 0.07% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.