The Waggoner National Bank of Vernon
The Waggoner National Bank of Vernon quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $357M | $311M | $179M | $44M | $2M | 2.26% | 17.83% | 3.75% | 0.90% |
| Q4 2025 | $343M | $297M | $175M | $45M | $3M | 2.35% | 18.53% | 3.75% | 0.93% |
| Q3 2025 | $339M | $290M | $166M | $46M | $2M | 2.05% | 16.23% | 3.67% | 1.36% |
| Q2 2025 | $329M | $285M | $158M | $41M | $2M | 1.97% | 16.03% | 3.64% | 2.39% |
| Q1 2025 | $337M | $294M | $160M | $40M | $1M | 1.79% | 14.78% | 3.52% | 1.50% |
| Q4 2024 | $323M | $282M | $174M | $40M | $2M | 2.06% | 16.73% | 3.49% | 1.40% |
| Q3 2024 | $323M | $277M | $180M | $44M | $2M | 2.02% | 16.41% | 3.47% | 1.39% |
| Q2 2024 | $325M | $282M | $181M | $40M | $2M | 1.90% | 15.98% | 3.41% | 1.41% |
| Q1 2024 | $330M | $288M | $182M | $40M | $1M | 1.73% | 14.79% | 3.25% | 1.44% |
| Q4 2023 | $346M | $304M | $200M | $39M | $2M | 2.31% | 23.26% | 3.62% | 1.39% |
| Q3 2023 | $354M | $316M | $203M | $35M | $3M | 2.43% | 25.41% | 3.61% | 1.39% |
| Q2 2023 | $365M | $321M | $205M | $36M | $2M | 2.17% | 22.91% | 3.65% | 1.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.