The Stephenson National Bank and Trust
The Stephenson National Bank and Trust quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $677M | $588M | $492M | $62M | $2M | 1.41% | 15.79% | 4.03% | 1.15% |
| Q1 2026 | $684M | $596M | $504M | $61M | $3M | 1.60% | 18.16% | 3.98% | 1.07% |
| Q4 2025 | $693M | $590M | $511M | $61M | $770K | 1.22% | 14.54% | 3.68% | 0.39% |
| Q3 2025 | $690M | $595M | $498M | $61M | $3M | 1.49% | 17.85% | 3.61% | 0.43% |
| Q2 2025 | $687M | $593M | $494M | $58M | $3M | 1.37% | 16.84% | 3.45% | 0.68% |
| Q1 2025 | $690M | $582M | $482M | $56M | $2M | 1.21% | 15.20% | 3.32% | 1.07% |
| Q4 2024 | $681M | $576M | $472M | $53M | $507K | 1.10% | 14.76% | 3.31% | 1.12% |
| Q3 2024 | $684M | $570M | $469M | $55M | $1M | 1.37% | 18.56% | 3.30% | 1.17% |
| Q2 2024 | $672M | $569M | $468M | $50M | $4M | 1.70% | 23.82% | 3.31% | 0.78% |
| Q1 2024 | $701M | $600M | $472M | $48M | $2M | 1.10% | 15.78% | 2.99% | 1.08% |
| Q4 2023 | $660M | $553M | $472M | $47M | $22K | 0.56% | 8.58% | 2.94% | 0.98% |
| Q3 2023 | $653M | $556M | $467M | $41M | $1M | 0.74% | 11.61% | 2.93% | 1.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.