The State Exchange Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $47M | $42M | $15M | $4M | $194K | 1.51% | 18.81% | 2.94% | 2.08% |
| Q4 2025 | $56M | $51M | $17M | $4M | $10K | 0.71% | 9.51% | 3.06% | 1.84% |
| Q3 2025 | $43M | $38M | $17M | $4M | $126K | 0.95% | 12.83% | 3.08% | 2.48% |
| Q2 2025 | $44M | $40M | $16M | $3M | $98K | 0.86% | 12.44% | 2.98% | 2.67% |
| Q1 2025 | $46M | $43M | $15M | $3M | $103K | 0.85% | 12.78% | 2.93% | 0.51% |
| Q4 2024 | $50M | $47M | $16M | $3M | $12K | 0.82% | 11.42% | 3.06% | 0.46% |
| Q3 2024 | $42M | $38M | $17M | $4M | $91K | 1.09% | 14.61% | 3.08% | 0.51% |
| Q2 2024 | $41M | $37M | $16M | $3M | $119K | 1.20% | 17.19% | 3.09% | 0.46% |
| Q1 2024 | $45M | $42M | $14M | $3M | $157K | 1.29% | 19.54% | 3.01% | 0.44% |
| Q4 2023 | $52M | $49M | $16M | $3M | $8K | 0.80% | 13.94% | 3.14% | 0.39% |
| Q3 2023 | $44M | $42M | $19M | $2M | $125K | 1.07% | 19.39% | 3.11% | 1.50% |
| Q2 2023 | $43M | $41M | $18M | $3M | $111K | 1.05% | 18.38% | 3.04% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.