The Southern Bank Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $128M | $102M | $56M | $18M | $363K | 1.13% | 8.37% | 7.75% | 3.15% |
| Q4 2025 | $130M | $103M | $58M | $17M | $372K | 0.74% | 5.80% | 7.52% | 3.15% |
| Q3 2025 | $128M | $104M | $55M | $17M | $190K | 0.60% | 4.74% | 7.46% | 3.39% |
| Q2 2025 | $125M | $102M | $57M | $16M | $142K | 0.60% | 4.79% | 7.52% | 3.87% |
| Q1 2025 | $128M | $105M | $59M | $16M | $232K | 0.75% | 6.06% | 7.44% | 3.75% |
| Q4 2024 | $118M | $96M | $58M | $15M | $372K | 1.17% | 9.31% | 7.82% | 0.68% |
| Q3 2024 | $114M | $92M | $59M | $15M | $177K | 1.13% | 9.03% | 7.79% | 0.31% |
| Q2 2024 | $114M | $93M | $59M | $14M | $426K | 1.39% | 11.34% | 7.71% | 0.31% |
| Q1 2024 | $107M | $88M | $53M | $13M | $341K | 1.25% | 10.24% | 7.20% | 0.23% |
| Q4 2023 | $110M | $91M | $54M | $13M | $472K | 1.91% | 18.17% | 7.84% | 0.46% |
| Q3 2023 | $106M | $88M | $55M | $11M | $368K | 1.98% | 19.47% | 7.88% | 0.97% |
| Q2 2023 | $109M | $91M | $56M | $12M | $785K | 2.27% | 22.82% | 8.12% | 1.04% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.