The Shelby County State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $540M | $480M | $354M | $58M | $2M | 1.37% | 12.55% | 3.87% | 0.62% |
| Q4 2025 | $530M | $469M | $368M | $58M | $2M | 1.23% | 11.66% | 3.71% | 0.45% |
| Q3 2025 | $536M | $476M | $365M | $58M | $2M | 1.23% | 11.81% | 3.65% | 0.40% |
| Q2 2025 | $530M | $460M | $368M | $57M | $2M | 1.23% | 11.89% | 3.63% | 1.17% |
| Q1 2025 | $541M | $483M | $361M | $56M | $2M | 1.21% | 11.95% | 3.54% | 0.26% |
| Q4 2024 | $548M | $480M | $360M | $55M | $2M | 0.94% | 9.47% | 3.08% | 0.24% |
| Q3 2024 | $565M | $505M | $351M | $56M | $1M | 0.87% | 8.80% | 3.00% | 0.27% |
| Q2 2024 | $552M | $496M | $355M | $54M | $1M | 0.79% | 8.09% | 2.96% | 0.20% |
| Q1 2024 | $551M | $494M | $355M | $54M | $1M | 0.75% | 7.57% | 2.95% | 0.09% |
| Q4 2023 | $555M | $472M | $350M | $55M | $1M | 0.75% | 7.70% | 3.11% | 0.16% |
| Q3 2023 | $533M | $478M | $334M | $51M | $1M | 0.74% | 7.60% | 3.18% | 0.15% |
| Q2 2023 | $525M | $471M | $325M | $52M | $400K | 0.67% | 6.79% | 3.21% | 0.10% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.