The Settlers Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $140M | $117M | $90M | $23M | $550K | 1.59% | 9.72% | 4.55% | 0.15% |
| Q4 2025 | $137M | $114M | $88M | $23M | $665K | 2.16% | 13.29% | 4.78% | 0.13% |
| Q3 2025 | $135M | $112M | $84M | $22M | $1M | 2.22% | 13.77% | 4.77% | 0.13% |
| Q2 2025 | $132M | $110M | $83M | $22M | $655K | 1.84% | 11.47% | 4.70% | 0.22% |
| Q1 2025 | $134M | $112M | $78M | $21M | $565K | 1.70% | 10.70% | 4.50% | 0.24% |
| Q4 2024 | $132M | $111M | $78M | $21M | $634K | 1.81% | 11.51% | 4.70% | 0.00% |
| Q3 2024 | $131M | $109M | $77M | $21M | $604K | 1.77% | 11.27% | 4.67% | 0.00% |
| Q2 2024 | $126M | $106M | $75M | $20M | $582K | 1.72% | 11.07% | 4.65% | 0.24% |
| Q1 2024 | $127M | $106M | $74M | $20M | $516K | 1.61% | 10.50% | 4.59% | 0.17% |
| Q4 2023 | $129M | $110M | $74M | $20M | $642K | 1.82% | 12.79% | 4.63% | 0.37% |
| Q3 2023 | $128M | $109M | $72M | $19M | $633K | 1.77% | 12.61% | 4.59% | 0.24% |
| Q2 2023 | $128M | $109M | $73M | $19M | $611K | 1.68% | 12.14% | 4.48% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.