The Richwood Banking Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.3B | $1.1B | $861M | $120M | $4M | 1.13% | 11.92% | 4.33% | 0.49% |
| Q4 2025 | $1.2B | $1.0B | $849M | $119M | $3M | 1.09% | 13.35% | 4.03% | 0.46% |
| Q3 2025 | $1.2B | $1.1B | $857M | $113M | $5M | 1.19% | 15.10% | 3.91% | 0.47% |
| Q2 2025 | $1.2B | $1.1B | $833M | $97M | $3M | 1.04% | 13.98% | 3.80% | 0.26% |
| Q1 2025 | $1.3B | $1.1B | $809M | $92M | $3M | 0.98% | 13.65% | 3.69% | 0.33% |
| Q4 2024 | $1.2B | $1.1B | $793M | $86M | $3M | 0.91% | 13.55% | 3.58% | 0.18% |
| Q3 2024 | $1.3B | $1.1B | $781M | $91M | $3M | 0.91% | 13.71% | 3.53% | 0.19% |
| Q2 2024 | $1.2B | $1.0B | $774M | $80M | $3M | 0.88% | 13.77% | 3.50% | 0.15% |
| Q1 2024 | $1.3B | $1.1B | $766M | $77M | $2M | 0.66% | 10.57% | 3.16% | 0.63% |
| Q4 2023 | $1.2B | $919M | $768M | $77M | $2M | 0.79% | 13.38% | 3.34% | 0.62% |
| Q3 2023 | $1.1B | $968M | $768M | $60M | $2M | 0.83% | 14.56% | 3.39% | 0.65% |
| Q2 2023 | $1.1B | $946M | $754M | $69M | $3M | 0.90% | 15.28% | 3.40% | 0.61% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.