The Putnam County National Bank of Carmel
The Putnam County National Bank of Carmel quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $173M | $126M | $121M | $46M | $441K | 1.02% | 3.88% | 3.95% | 0.52% |
| Q4 2025 | $174M | $128M | $116M | $45M | $578K | 1.16% | 4.64% | 4.32% | 0.59% |
| Q3 2025 | $186M | $140M | $118M | $44M | $529K | 1.10% | 4.46% | 4.01% | 1.04% |
| Q2 2025 | $174M | $128M | $119M | $44M | $551K | 1.07% | 4.29% | 4.08% | 0.63% |
| Q1 2025 | $174M | $129M | $119M | $43M | $379K | 0.88% | 3.51% | 3.99% | 0.51% |
| Q4 2024 | $172M | $128M | $118M | $43M | $282K | 1.07% | 4.42% | 4.19% | 0.53% |
| Q3 2024 | $182M | $138M | $119M | $42M | $461K | 1.21% | 5.03% | 4.15% | 0.55% |
| Q2 2024 | $169M | $126M | $118M | $42M | $485K | 1.30% | 5.37% | 4.23% | 0.56% |
| Q1 2024 | $172M | $130M | $118M | $42M | $628K | 1.47% | 6.10% | 4.09% | 0.89% |
| Q4 2023 | $171M | $129M | $117M | $41M | $124K | 1.30% | 5.94% | 4.21% | 0.91% |
| Q3 2023 | $188M | $145M | $116M | $41M | $1M | 1.62% | 7.55% | 4.19% | 0.91% |
| Q2 2023 | $178M | $137M | $115M | $40M | $405K | 1.18% | 5.51% | 4.28% | 1.29% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.