The Provident Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q3 2025 | $1.5B | $1.3B | $1.3B | $216M | $3M | 0.73% | 5.34% | 3.66% | 2.71% |
| Q2 2025 | $1.5B | $1.3B | $1.3B | $212M | $4M | 0.75% | 5.59% | 3.63% | 2.62% |
| Q1 2025 | $1.6B | $1.2B | $1.3B | $208M | $2M | 0.54% | 4.14% | 3.51% | 2.36% |
| Q4 2024 | $1.6B | $1.3B | $1.3B | $205M | $5M | 0.43% | 3.56% | 3.29% | 1.57% |
| Q3 2024 | $1.6B | $1.3B | $1.4B | $200M | $656K | 0.18% | 1.49% | 3.17% | 2.64% |
| Q2 2024 | $1.6B | $1.3B | $1.3B | $198M | $-3350K | 0.19% | 1.59% | 3.14% | 1.56% |
| Q1 2024 | $1.7B | $1.4B | $1.3B | $201M | $5M | 1.18% | 9.91% | 3.20% | 0.91% |
| Q4 2023 | $1.7B | $1.3B | $1.3B | $196M | $3M | 0.62% | 5.67% | 3.67% | 1.23% |
| Q3 2023 | $1.8B | $1.5B | $1.3B | $192M | $2M | 0.61% | 5.59% | 3.74% | 1.51% |
| Q2 2023 | $1.8B | $1.5B | $1.3B | $189M | $3M | 0.65% | 5.97% | 3.96% | 1.60% |
| Q1 2023 | $1.7B | $1.4B | $1.3B | $186M | $2M | 0.50% | 4.54% | 4.16% | 2.33% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.