The Peoples State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $487M | $426M | $271M | $46M | $2M | 1.36% | 14.44% | 3.72% | 0.19% |
| Q4 2025 | $482M | $421M | $268M | $46M | $1M | 1.12% | 12.41% | 3.46% | 0.41% |
| Q3 2025 | $469M | $408M | $261M | $44M | $2M | 1.16% | 13.03% | 3.39% | 0.41% |
| Q2 2025 | $465M | $406M | $256M | $42M | $1M | 1.06% | 12.15% | 3.33% | 0.26% |
| Q1 2025 | $458M | $398M | $253M | $40M | $1M | 1.00% | 11.66% | 3.30% | 0.06% |
| Q4 2024 | $466M | $410M | $244M | $39M | $1M | 1.00% | 11.96% | 3.15% | 0.09% |
| Q3 2024 | $460M | $401M | $247M | $41M | $1M | 0.97% | 11.63% | 3.10% | 0.02% |
| Q2 2024 | $458M | $404M | $243M | $37M | $1M | 0.94% | 11.52% | 3.09% | 0.00% |
| Q1 2024 | $447M | $393M | $239M | $37M | $968K | 0.86% | 10.53% | 3.08% | 0.13% |
| Q4 2023 | $452M | $398M | $238M | $37M | $1M | 0.80% | 10.68% | 2.98% | 0.00% |
| Q3 2023 | $448M | $399M | $235M | $30M | $916K | 0.73% | 9.96% | 2.96% | 0.00% |
| Q2 2023 | $454M | $405M | $225M | $34M | $854K | 0.69% | 9.08% | 2.89% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.