BranchWatch

The Payne County Bank

Headquartered in Perkins, OK. Part of Employee Stock Ownership Plan For Employees of Payne County Bank. FDIC certificate #12485 · Federal Reserve RSSD 455150.

Total assets
$304M
Deposits
$253M
Q1 2026
Active branches
3
Closings since Jan 2020
0
2 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$2M
Return on assets
2.32%
Return on equity
18.69%
Noncurrent loan rate
0.89%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Openings by year

1
2020
1
2025

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.paynecountybank.com.