The Millyard Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $312M | $261M | $251M | $30M | $475K | 0.63% | 6.37% | 3.16% | 0.36% |
| Q4 2025 | $290M | $244M | $237M | $30M | $494K | 0.38% | 3.67% | 2.89% | 0.00% |
| Q3 2025 | $305M | $255M | $223M | $29M | $331K | 0.27% | 2.60% | 2.77% | 0.00% |
| Q2 2025 | $279M | $229M | $208M | $29M | $95K | 0.17% | 1.56% | 2.74% | 0.00% |
| Q1 2025 | $254M | $204M | $192M | $27M | $121K | 0.20% | 1.77% | 2.80% | 0.00% |
| Q4 2024 | $237M | $197M | $179M | $27M | $180K | 0.11% | 1.00% | 2.53% | 0.00% |
| Q3 2024 | $228M | $193M | $167M | $27M | $148K | 0.05% | 0.42% | 2.45% | 0.00% |
| Q2 2024 | $230M | $190M | $166M | $27M | $-29K | -0.06% | -0.52% | 2.34% | 0.00% |
| Q1 2024 | $222M | $183M | $154M | $27M | $-37K | -0.06% | -0.59% | 2.28% | 0.00% |
| Q4 2023 | $238M | $198M | $150M | $23M | $-62K | -0.19% | -1.70% | 2.30% | 0.00% |
| Q3 2023 | $219M | $188M | $144M | $23M | $-224K | -0.22% | -1.90% | 2.38% | 0.00% |
| Q2 2023 | $203M | $174M | $136M | $23M | $-205K | -0.11% | -0.93% | 2.55% | 0.00% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.