The Milford Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $653M | $514M | $502M | $57M | $1M | 0.65% | 7.47% | 3.52% | 0.24% |
| Q4 2025 | $644M | $504M | $502M | $56M | $736K | 0.56% | 6.83% | 3.38% | 0.33% |
| Q3 2025 | $647M | $496M | $503M | $54M | $990K | 0.60% | 7.35% | 3.31% | 0.27% |
| Q2 2025 | $634M | $505M | $493M | $52M | $821K | 0.59% | 7.31% | 3.28% | 0.22% |
| Q1 2025 | $629M | $504M | $483M | $51M | $1M | 0.66% | 8.28% | 3.24% | 0.27% |
| Q4 2024 | $625M | $520M | $484M | $48M | $640K | 0.34% | 4.40% | 3.11% | 0.33% |
| Q3 2024 | $614M | $505M | $461M | $50M | $677K | 0.32% | 4.08% | 3.08% | 0.25% |
| Q2 2024 | $600M | $513M | $454M | $46M | $436K | 0.25% | 3.29% | 3.09% | 0.21% |
| Q1 2024 | $598M | $507M | $446M | $45M | $314K | 0.21% | 2.77% | 3.01% | 0.20% |
| Q4 2023 | $586M | $505M | $442M | $46M | $699K | 0.34% | 4.60% | 3.32% | 0.21% |
| Q3 2023 | $581M | $498M | $435M | $41M | $351K | 0.30% | 4.03% | 3.35% | 0.33% |
| Q2 2023 | $570M | $497M | $429M | $43M | $418K | 0.33% | 4.33% | 3.43% | 0.43% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.