The Luzerne Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2025 | $722M | $582M | $548M | $70M | $2M | 1.10% | 11.37% | 3.46% | 0.29% |
| Q1 2025 | $710M | $567M | $543M | $69M | $2M | 0.98% | 10.01% | 3.38% | 0.26% |
| Q4 2024 | $709M | $563M | $536M | $69M | $2M | 1.09% | 11.26% | 3.31% | 0.21% |
| Q3 2024 | $720M | $569M | $540M | $69M | $2M | 1.03% | 10.61% | 3.26% | 0.14% |
| Q2 2024 | $712M | $544M | $534M | $67M | $2M | 0.95% | 9.78% | 3.24% | 0.10% |
| Q1 2024 | $688M | $520M | $537M | $66M | $1M | 0.78% | 7.95% | 3.21% | 0.11% |
| Q4 2023 | $645M | $489M | $524M | $65M | $3M | 1.17% | 11.75% | 3.53% | 0.16% |
| Q3 2023 | $645M | $501M | $513M | $60M | $1M | 1.02% | 10.29% | 3.49% | 0.29% |
| Q2 2023 | $594M | $465M | $491M | $59M | $1M | 1.06% | 10.44% | 3.57% | 0.32% |
| Q1 2023 | $567M | $451M | $467M | $59M | $2M | 1.21% | 11.84% | 3.65% | 0.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.