The Jefferson Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $203M | $167M | $142M | $34M | $1M | 2.40% | 14.22% | 5.65% | 0.42% |
| Q4 2025 | $196M | $161M | $118M | $33M | $-559K | 1.19% | 6.57% | 5.01% | 0.49% |
| Q3 2025 | $183M | $148M | $130M | $34M | $778K | 2.04% | 11.12% | 5.27% | 0.45% |
| Q2 2025 | $181M | $147M | $126M | $33M | $973K | 2.21% | 12.05% | 5.60% | 0.28% |
| Q1 2025 | $166M | $133M | $124M | $32M | $937K | 2.22% | 12.02% | 5.82% | 0.38% |
| Q4 2024 | $172M | $140M | $117M | $31M | $-233K | 1.73% | 9.85% | 5.41% | 0.12% |
| Q3 2024 | $181M | $138M | $122M | $32M | $888K | 2.49% | 14.24% | 5.56% | 0.11% |
| Q2 2024 | $176M | $144M | $125M | $30M | $993K | 2.76% | 15.73% | 5.87% | 0.11% |
| Q1 2024 | $168M | $138M | $117M | $29M | $1M | 3.22% | 18.19% | 6.27% | 0.00% |
| Q4 2023 | $156M | $124M | $109M | $28M | $13K | 3.99% | 23.77% | 5.77% | 0.00% |
| Q3 2023 | $153M | $123M | $107M | $28M | $4M | 5.36% | 32.52% | 5.70% | 0.09% |
| Q2 2023 | $146M | $116M | $105M | $24M | $771K | 2.75% | 17.31% | 6.07% | 0.14% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.