The Howard State Bank, Howard, Kansas
The Howard State Bank, Howard, Kansas quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $80M | $71M | $53M | $7M | $412K | 2.31% | 26.37% | 4.79% | 0.69% |
| Q1 2026 | $79M | $71M | $52M | $7M | $535K | 2.59% | 30.27% | 4.75% | 0.73% |
| Q4 2025 | $86M | $79M | $50M | $7M | $334K | 1.90% | 24.38% | 4.67% | 0.51% |
| Q3 2025 | $77M | $70M | $47M | $7M | $364K | 2.01% | 25.91% | 4.72% | 0.58% |
| Q2 2025 | $74M | $69M | $46M | $6M | $426K | 2.07% | 27.49% | 4.68% | 0.05% |
| Q1 2025 | $74M | $68M | $44M | $6M | $342K | 1.84% | 24.73% | 4.61% | 0.06% |
| Q4 2024 | $75M | $69M | $42M | $5M | $239K | 1.72% | 25.40% | 4.33% | 0.21% |
| Q3 2024 | $69M | $63M | $40M | $5M | $299K | 1.86% | 28.01% | 4.30% | 0.20% |
| Q2 2024 | $72M | $65M | $41M | $5M | $370K | 1.94% | 30.94% | 4.23% | 0.20% |
| Q1 2024 | $72M | $67M | $39M | $5M | $351K | 1.85% | 30.55% | 4.11% | 0.25% |
| Q4 2023 | $79M | $75M | $37M | $4M | $210K | 1.20% | 25.61% | 3.61% | 0.24% |
| Q3 2023 | $69M | $67M | $36M | $3M | $205K | 1.25% | 27.98% | 3.54% | 0.17% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.