The Gerber State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $100M | $79M | $45M | $10M | $270K | 1.07% | 10.80% | 3.15% | 1.29% |
| Q4 2025 | $101M | $77M | $47M | $10M | $321K | 1.07% | 11.69% | 3.13% | 1.37% |
| Q3 2025 | $100M | $82M | $44M | $9M | $320K | 0.99% | 11.05% | 3.14% | 2.32% |
| Q2 2025 | $87M | $75M | $44M | $8M | $229K | 0.81% | 9.17% | 3.04% | 2.45% |
| Q1 2025 | $89M | $80M | $41M | $8M | $129K | 0.58% | 6.67% | 3.03% | 2.38% |
| Q4 2024 | $89M | $79M | $43M | $8M | $261K | 1.02% | 12.31% | 2.96% | 2.32% |
| Q3 2024 | $92M | $82M | $41M | $8M | $212K | 0.97% | 11.80% | 2.97% | 1.80% |
| Q2 2024 | $87M | $77M | $41M | $7M | $292K | 1.00% | 12.59% | 3.07% | 1.58% |
| Q1 2024 | $90M | $82M | $42M | $7M | $157K | 0.69% | 8.81% | 3.12% | 1.01% |
| Q4 2023 | $93M | $83M | $42M | $7M | $198K | 0.95% | 13.68% | 2.96% | 0.94% |
| Q3 2023 | $87M | $82M | $38M | $5M | $148K | 0.98% | 14.61% | 2.97% | 1.06% |
| Q2 2023 | $88M | $79M | $36M | $6M | $252K | 1.13% | 16.37% | 2.97% | 1.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.